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Read about the different Loan Types, Loans available for your Employment Status, and Loans available depending on your Credit Status.
Due to the recent Global Financial Credit Crisis, many Lenders have become more 'conservative' in their lending guidelines, meaning that they have tightened up on lending to people with poor credit histories, especially people who have multiple defaults with lending institutions, like Banks... » Read About Credit Status here
Guidelines around Employment Status, and continuity of employment, has also been tightened, and most 'mainstream' Lenders will not lend their money while you are on a 'probationary' period... » See Guidlines here
Take time to read, and become better informed before you apply, and when you do make a personal loan application, make sure that you complete all the questions truthfully, and in as much detail as possible... » Read About the 6 'C' of Credit Assessment here






